The Internet is crawling with tech training programs. But as the latest Pew study spells out, fewer than half of those aged 75+ are online. Ironically for the half that are not online, bank branches are closing – with the biggest decline in Florida. The explanation? So say the banks: "mobile and online banking has eliminated the need for branches." The Bank of America example: 9% of all check deposits in the fourth quarter came from mobile devices. And I wonder what percentage of those check deposits were made by people aged 75+? Oh, I wonder if they know that only 18% of that age group owns a smart phone or tablet? But forward motion is inexorable – we know how badly Social Security wanted out of the paper-check business. We also know how worrisome it can be to manage privacy and security on tablets and smart phones. Which brings us to the topic of training older adults about smart use of technology – where is the training and what does it cover?
According to a 2012 survey from the renowned online legal service, Rocket Lawyer, almost three-quarters (71%)of adults under the age of 34 do not have a will - and 41% of aging Baby Boomers do not have one!If this data is true, what are the odds that they have not organized their important accounts, documents, key phone numbers and other personal information should something happen to them? MyLifeBridge™ estate planning software solves this problem by organizing all of this information in one place for that time when it’s needed.
Will the next mid-life crisis be at 75? Sixty is the new sixty, says Marc Freedman. Attending a recent event, I was an audience member exhorted to consider the ever-greater expansion of time available to make sure that it is time well-lived. What does that mean in the context of life’s purpose, whether we are prepared to competently approach our very long retirement years with not-enough-saved or will we have an encore career or two? He quoted the comment of an older adult about their potentially very long future: "I’m on my next-to-last dog." Working part time – is that a next-to-last career? Volunteering – is that a career? In one session I heard the word 'work' used for effort that is "paid or unpaid." How mangled is our language that volunteering without pay is now called working?
