Tech plus service enables care at home.
Washington DC, August 21-25, 2024
The Internet is crawling with tech training programs. But as the latest Pew study spells out, fewer than half of those aged 75+ are online. Ironically for the half that are not online, bank branches are closing – with the biggest decline in Florida. The explanation? So say the banks: "mobile and online banking has eliminated the need for branches." The Bank of America example: 9% of all check deposits in the fourth quarter came from mobile devices. And I wonder what percentage of those check deposits were made by people aged 75+? Oh, I wonder if they know that only 18% of that age group owns a smart phone or tablet? But forward motion is inexorable – we know how badly Social Security wanted out of the paper-check business. We also know how worrisome it can be to manage privacy and security on tablets and smart phones. Which brings us to the topic of training older adults about smart use of technology – where is the training and what does it cover?
Driving – a device, not a car – requires training. Driving a car or a motorcycle without a license is against the law. When buying a car, the salesperson usually explains new features. When you buy a home, you’ve most likely taken a tour. But when you buy a device (phone, tablet, computer) in a store, you can easily check out with just a receipt. No training is required if none was requested. When a bank branch announces that it is closing, are customers invited in for an in-person tour of mobile banking, a chance to sign up for a training session? Is there even space in the branch to run such a session? Does the customer even have a device that could take a picture of a check assuming that they would want to do so? Do they know where to go or how to consult with a doctor remotely? As we think about the training programs needed now and moving forward – hopefully training on security, online finance, and healthcare technology will be on the must-provide list.
Comments
From Tim McCarthy ASA LinkedIn Group
I would love to be a volunteer for those folks to help them get online and make good use of smart phones and tablets. Rewarding and educational for everyone involved I would think. I wonder who in my area I could ask how to get in on something like this. Great piece Laurie!
Training seniors
Look for a branch of SeniorNet in your area. I've used senior net on both ends. I volunteer to help seniors learn about tablets (I'm a "young" senior) and I take classes from SeniorNet to polish my very rusty Excel skills.
Absolutely right!
Glad to see this and endorse it completely. We have been dealing with the most intimidated and neediest older adults throughout the country for the past 14 years. Those 80,000 people were barred by access, skill,and most of all, intimidation. Generations on Line now has a tablet edition; the pilots, partnered with the Phialdelphia Corporations for Aging and Coming of Age, show the remarkable adaptablility of even the most digitally illiterate elders. let's keep the conversation going.
on-line banking
To get to my bank, I would have to ride the bus, walk a bit to the bank, reverse the process and in New England winters, that would be almost impossible for long periods of time.
Thus, online banking is the only way to go. The bank pays some of my bills and the rest are charged to my Visa which I then turn and pay off while sitting warm and cozy with a cup of coffee.
With SS requiring people to have direct deposit is fantastic, as I remember an elderly neighbor years ago always worrying that it might get lost in the mail or go to the wrong address.
Those who do not have tablets, smart phones (I don't as I refuse to give up my flip top 5 yr old Nokia) or computers are only hurting themselves without their knowing how much better things might be for them with them.